Articles Tagged with oregon

Steve Elias Hi Friends,

As most of us know, Nolo.com is the best Website for consumer and small business USA legal information. Nolo’s lawyers-writers-editors are the best. Nolo.com covers everything from starting a business, employment, real estate, intellectual property, immigration, family law, tax, estate planning, bankruptcy, credit law and foreclosures.

Well… as our country slowly quickly moves into economic tough times, I thought I would blog on a new book, The Foreclosure Survival Guide written by my friend Steve Elias.

Steve Elias has been writing about legal and consumer financial issues for Nolo.com for nearly thirty years. He has been covering the recent legal and ecomomic changes that folks face, including credit, bankruptcy and foreclosure issues. Steve is currently blogging (with Albin Renauer – Go Blue!) on Nolo’s Bankruptcy & Foreclosure Blog, covering the latest issues, as well as legislation on bankruptcy and foreclosure. He also blogs on The Law Reform Soapbox.

The Foreclosure Survival Guide
Nolo.com also has put together the Property & Money Resource Center with loads of legal and consumer content from Steve and the other Nolo editors. This resource center includes specific sections with articles & FAQs on Foreclosure, Credit Repair & Debt, Bankruptcy and Social Security & Retirement. The Property & Money Resource Center is constantly being updated with the latest information.

Steve has written a new book on foreclosures, appropriately called the The Foreclosure Survival Guide (on Nolo.com the book costs $14.99, and the immediately downloadable ebook pdf costs $12.99, you can also get the book on Amazon and BarnesandNoble.com). The Foreclosure Survival Guide has information on mortgages, including adjustable rate mortgages (ARMs), short sales, deeds in lieu of foreclosure, judicial and non-judicial foreclosure, credit counseling, liens, and using bankruptcy to deal with foreclosure.

Steve goes into much more detail in his book, but here is some information from his book about nonprofit counselors that may be able to help:

Nonprofit Housing Counselors (from Chapter 10 – Resources Beyond the Book)

I strongly suggest that you find a nonprofit housing counseling agency. The counselors there can help you assess your mortgage situation and, if possible, negotiate a solution with your lender that will keep you in your house. Lenders–which suffer economically from foreclosures and benefit if something can be worked out–are the main source of funds for these agencies. (see Ch. 4 [of The Foreclosure Survival Guide] for an in-depth discussion of finding and working with a nonprofit housing counselor.)

The foreclosure problems have been going on for a while and could get much worse if something is not done by the lenders and government (who will soon own large stakes in the lenders). As it is in the best interest of the lenders and the neighborhoods to try to keep people in their homes to reduce the number of foreclosures and vacant units, there needs to be something done to revalue some of these loans. We will see what Congress, President Bush and then President ??? do. And then there is the US and world economy as a whole… we will see.

For those facing credit issues, foreclosure or possible bankruptcy, check out Nolo’s Property & Money Resource Center for very helpful consumer information. For those facing foreclosure, falling behind on their payments, or just need help with paying their mortgages, check out The Foreclosure Survival Guide. The table of contents of The Foreclosure Survival Guide is in the extended entry of this post.

Peace,

Tim



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Hi Friends,

Oregon’s Legislative Counsel Committee had a meeting this morning to discuss the copyright claim on the Oregon Revised Statutes. After taking legal counsel from Dexter Johnson, talking with Karl Olson, Carl Malamud, three Oregon citizens and myself, they unanimously voted to not to enforce any copyright claims on the Oregon Revised Statutes. This is great!!!

seal-of-approval.jpg
Carl Malamud presents Oregon Senate President Courtney the “Seal of Approval”

Hi Friends,

Dan, Cicely and I flew over Oregon and headed up to LexBlog Country in the great Northwest. We were there to do some interviewing of computer folks… but we also had some fun (Seattle/As game, Vancouver and more :).

Dan and Cicely at WWU
Dan and Cicely ran the booth at Western Washington University. We met a lot of great people.

Hi Friends,

Last week, the State of Oregon Legislative Counsel Committee sent Justia a notice of copyright infringement and demand to cease and desist. In its letter, Dexter Johnson, the Legislative Counsel, asked us to remove a copy of the Oregon Revised Statutes stored on our servers (or pay a licensing fee) by April 30, 2008. The letter claimed copyright on many parts of the Oregon Revised Statutes:

[T]he Committee … claim[s] a copyright in the arrangement and subject-matter compilation of Oregon statutory law, the prefatory and explanatory notes, the leadlines and numbering for each statutory section, the tables the index and annotations and such other incidents as are work product of the Committee in the compilation and publication of Oregon law.